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How to choose a location for a business


The choice of a place to start a business is extremely important because it can determine whether or not viability. Is not the same choosing a location for a cafe, which for a hairdresser or a supermarket. The following will analyze the major characteristics:


Location Location is the most important feature when starting a business.

A priori, the ideal location is the center of a city, however, is not essential, apart from that rents in these areas are very expensive. A place in a neighborhood can be as profitable as in the center if the rent due is affordable. If the center is chosen as the location can be chosen to choose side streets that are less visible but much lower rent. In the case of the districts should they opt for stores located on main streets where traffic is high, except that business case with a lot of attractiveness as supermarkets, which are priority dimensions, or businesses such as restaurants and haircuts. The frequency with which the client comes to establishing more or less determines the weight of the location factor. If the customer goes to a very frequent or daily, the location is very important factor (eg, bars, bakeries, stationery, etc.). If the client comes sporadically, then the location is less important (eg, hair salons, hardware stores, etc). In any case, if this is an area where there is much competition for a particular type of business should be chosen a main road or choose another area city. An extra plus for the business location is whether this is in the corner of increasing its visibility and potential (a typical example of this are the banks).

The environment in which business is located also affects the profitability. If our business is in the vicinity of a public building like a library, a university or medical center will have a more pedestrian traffic which will mean more potential customers. If we have a supermarket next also will be a considerable attraction of people. In the case of clothing stores, is better than they are in proximity to other consumers as like to look at and compare many stores before making a purchase. In general, shopping is an ideal environment for starting a business, unless there is too much competition for our business.

Another factor to consider is the demographic. Bear in mind the type of client that runs the business, if you're young, adult or elderly. If our customers are young look for neighborhoods where the density of these high, such as neighborhoods or building new public housing. We can see in our city council demographic information by neighborhood to hit better with our location. Size


The dimensions required to operate a business vary greatly depending on the type of business. You should consider a number of questions to get an idea of \u200b\u200bthe size you need: how much space is required to serve the public and explain the products? Do I need to store and what size? Does it require waiting area and what size? Do we need to showcase to display products and what size? Need an office?, Etc. Is not the same to a shoe store than a restaurant or a supermarket. Transfer


Having to pay a transfer is profitable only when it comes to rooms in which are left equipment necessary to conduct business as a bar or a hairdresser. If the business you're going to ride it has nothing to do with the current pay probably will not interest a transfer unless the lease is for many years. Local transfers should be avoided where you would undertake a comprehensive reform, since the transfer is money lost.

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The appraisal is an assessment performed by a licensed professional in real estate and determines the amount of money the bank lends to the buyer when applying for a mortgage. To the person requesting the loan's interest that the pricing is as close as possible or exceeds the price he must pay the seller, otherwise pay the difference not covered by the mortgage. Importantly, not always the bank grants a loan for 100% of property value, it is usually around 80%, especially if the forecast of the evolution of the price of it is negative. In this case the individual must have money to give an entry to the home purchase.

By law, the bank and the person requesting the loan must agree to choose the company or certified professional who performs the assessment and who pays the costs of service. However, in practice often impose their bank and charge the buyer expert expert appraisal. The cost of the appraisal of an apartment is usually between 100 € and 300 €.

For the valuation of a flat or any other property, the appraiser takes into account a multitude of features: location, square footage, number of bedrooms, number of bathrooms, quality of materials, etc. The expert made a study of the prices of similar homes in the same area and used as a benchmark for the pricing issue.

Factors that increase the appraised value

There are some features that increase the value of the property and the availability of community spaces such as elevator and sports grounds and swimming pool. Also, positively influence the commercial offer in the area and facilities such as schools and hospitals. Other positive aspects include the installation of air conditioning and parquet and laminate flooring. Currently in the market for new developments in growing neighborhoods, new buildings often have a swimming pool and paddle tennis court or similar value being sought after by potential buyers.

Factors that reduce the appraised value

As factors affecting the value of the pricing we have the conservation status of the property (peeling paint, old doors in poor condition, etc..) Lack of public transport near the noise (which can be produced by traffic or commercial premises such as bars and discotheques) and proximity to industries that emit fumes and produce odors.

Appraisal Document

Then we will discuss the contents of a document appraisal, taking as an example an assessment of Tinsa. The document is divided into four sections:

• Summary appraisal: Includes details of the applicant, the assessor's data, the location of the property and the appraised value. Also included are the basic features of the house: floor area, floor area, type of housing (exterior or interior), number of bedrooms, number of bathrooms and toilets, etc. Finally, we include information from other similar homes in the area. (3 sheets to the present paper)


• appraisal certificate: is the official document proving the market value of the property. Includes data from the appraiser, the owner of the house, the assessed value calculated, counters, etc. (2 sheets for the document under consideration)


• appraisal report: includes the most extensive documentation. The main sections are: requesting the appraisal and purpose, identifying and locating, testing and documentation location and environment, description and area of \u200b\u200bthe building, description planning, system protection, tenancy and occupancy, market analysis, and calculation of technical values \u200b\u200band appraised.


• List Includes photographs, location map, sketch of the property and documentation.

Finally, say that real estate booms housing appraisals are usually done to increase during recessions and down.

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Appraiser housing charges and encumbrances of a home

charges and encumbrances of a home are debts, obligations and / or lawsuits that has the owner under such housing. In the case of housing sold, the loads are transferred to the new owner. Information about charges which have a flat or a house can be found in the simple note that we may request the registration of the property. The loads are:

• Mortgages: load is more common and well known. It is the commitment to pay a debt that a person has in real estate and contracts with a financial institution. The mortgage may be engaged in fixed or variable and for a period of time may in some cases up to 30-40 years. When there is a sale of a floor that has a mortgage as cargo is canceled before the notary deed during the new owner. So not a lien to be worried. [?]


• Liens: It is the appropriation that the bank makes the property by court order when the owner can not meet the mortgage payments. Typically, apartments or properties seized are taken to auction and sold at a below market price. Moreover, the difference between what should be the owner and what the bank collects from the auction will remain as debt first and which should be settled, ie, freezing does not eliminate the mortgage debt. If it appears in the simple note this burden means that the bank has taken steps to seize your home.
  


• Easements: The easement is an obligation affecting a property and allowing third parties to perform actions on it. The housing is more common in the lease, which enables third parties to enjoy the property during a certain time or a lifetime. [?]


• Property Litigation: A dispute is a dispute between two or more parties. Can be solved through negotiation, the parties reach an agreement or an arbitration, the parties choose an impartial third party to resolve the conflict. [?]


• tax Conditions: They occur in succession cases, the seller is an heir of the house, or grants, a third party has given the current property owner's rights over the property. The owner has the obligation to pay taxes.

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Property Tax (IBI)

The property tax, also known urban contribution is a tax payable by the owner of a property, whether natural or legal person, the City Council of the municipality where it is located. Applies to buildings of urban nature (floor, garage, etc), paperback and special.

For the owner of a property, payment of IBI is the right of ownership, usufruct and surface.

are exempt from this tax the properties that have been classified as monuments or gardens cultural interest . Similarly, private schools and private educational foundations and public partnerships (Red Cross, Catholic Church, etc).

The public housing (VPOs) have a reduction of 50% from the time of the qualification date, up to a ceiling of years set by the City Council as appropriate (eg 3 years Madrid, Zaragoza 6 years).

Today are introducing new types of bonuses for buildings that incorporate heat utilization systems (eg 25% Madrid, Zaragoza 20%). If simultaneously the house has solar panels for generating electricity the bonus can be enlarged (Madrid 40%).

To calculate the amount to be paid for this tax is derived from ljavascript: void (0) to as follows: from the cadastral value is applied to the tax rate set by the municipality for that year. The result obtained is the concessions that apply the criteria set out above.

real estate tax must be paid annually and is payable on the first day of the year. Some councils allow payment by installments (eg, Ayto Zaragoza in 2 semesters).

In the case of rentals, both homes and commercial premises, the Tenancies Act provides that the tenant can pay the IBI as long as recorded in the lease. Otherwise, the landlord is who should take charge.