charges and encumbrances of a home are debts, obligations and / or lawsuits that has the owner under such housing. In the case of housing sold, the loads are transferred to the new owner. Information about charges which have a flat or a house can be found in the simple note that we may request the registration of the property. The loads are:
- Mortgages: load is more common and well known. It is the commitment to pay a debt that a person has in real estate and contracts with a financial institution. The mortgage may be engaged in fixed or variable and for a period of time may in some cases up to 30-40 years. When there is a sale of a floor that has a mortgage as cargo is canceled before the notary deed during the new owner. So not a lien to be worried. [?]
- Liens: It is the appropriation that the bank makes the property by court order when the owner can not meet the mortgage payments. Typically, apartments or properties seized are taken to auction and sold at a below market price. Moreover, the difference between what should be the owner and what the bank collects from the auction will remain as debt first and which should be settled, ie, freezing does not eliminate the mortgage debt. If it appears in the simple note this burden means that the bank has taken steps to seize your home.
- Easements: The easement is an obligation affecting a property and allowing third parties to perform actions on it. The housing is more common in the lease, which enables third parties to enjoy the property during a certain time or a lifetime. [?]
- Property Litigation: A dispute is a dispute between two or more parties. Can be solved through negotiation, the parties reach an agreement or an arbitration, the parties choose an impartial third party to resolve the conflict. [?]
- tax Conditions: They occur in succession cases, the seller is an heir of the house, or grants, a third party has given the current property owner's rights over the property. The owner has the obligation to pay taxes.
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